:root{
  --bleu:#1A2A8C; --bleu2:#141C4F; --or:#C9A96E; --creme:#FAFAF9; --gris:#EDEFF7;
  --txt:#16181D; --txt2:#5B6472; --bord:#E6E8F0; --vert:#127960; --rouge:#B3402F; --ambre:#8A6212;
  --radius:6px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Geist','Inter',system-ui,-apple-system,sans-serif;color:var(--txt);background:var(--creme);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px;margin:0 auto;padding:0 20px}

/* NAV */
.nav{position:sticky;top:0;z-index:30;background:rgba(250,250,249,.9);backdrop-filter:blur(8px);border-bottom:1px solid var(--bord)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.brand{display:flex;align-items:center;gap:10px;font-weight:600;letter-spacing:.06em}
.brand img{width:32px;height:32px;border-radius:3px}
.nav-cta{display:flex;gap:8px;align-items:center}

/* BUTTONS */
.btn{display:inline-block;font-weight:600;font-size:15px;padding:13px 22px;border-radius:2px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .12s,box-shadow .2s,filter .15s}
.btn:hover{transform:translateY(-1px)}
.btn-or{background:var(--or);color:var(--txt)}
.btn-or:hover{box-shadow:0 8px 20px rgba(201,169,110,.35)}
.btn-blue{background:var(--bleu);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-sm{padding:8px 16px;font-size:14px}
.btn-dark{background:var(--bleu);color:#fff}

/* HERO */
.hero{background:var(--bleu);color:#fff;text-align:center;padding:70px 0 64px}
.badge{display:inline-block;font-size:12px;text-transform:uppercase;letter-spacing:.16em;color:var(--or);background:rgba(201,169,110,.16);padding:5px 12px;border-radius:2px;margin-bottom:20px}
.hero h1{font-size:clamp(30px,5vw,50px);line-height:1.08;letter-spacing:-.02em;margin:0 0 18px;font-weight:600}
.hero p.sub{font-size:clamp(16px,2.4vw,20px);opacity:.9;max-width:640px;margin:0 auto 30px}
.hero .cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.hero .fine{margin-top:16px;font-size:13px;opacity:.65}

/* REASSURANCE STRIP */
.reass{background:var(--bleu2);color:#fff}
.reass .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;padding:14px 20px;font-size:13px;opacity:.9}
.reass span{display:inline-flex;align-items:center;gap:7px}
.dot{width:6px;height:6px;border-radius:50%;background:var(--or);display:inline-block}

/* SECTIONS */
section{padding:64px 0}
.sec-alt{background:var(--gris)}
h2.sec{font-size:clamp(24px,3.4vw,34px);letter-spacing:-.02em;text-align:center;margin:0 0 8px;font-weight:600}
p.lead{text-align:center;color:var(--txt2);max-width:620px;margin:0 auto 40px}

/* BENEFITS */
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--bord);border-radius:var(--radius);padding:24px}
.ico{width:42px;height:42px;border-radius:2px;background:var(--gris);color:var(--bleu);display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:20px}
.card h3{margin:0 0 6px;font-size:16px;font-weight:600}
.card p{margin:0;color:var(--txt2);font-size:15px}

/* APP MOCKUP (fausse capture propre en CSS) */
.mock{max-width:560px;margin:36px auto 0;background:#fff;border:1px solid var(--bord);border-radius:10px;box-shadow:0 24px 60px rgba(20,28,79,.18);overflow:hidden}
.mock-bar{display:flex;align-items:center;gap:6px;padding:10px 14px;border-bottom:1px solid var(--bord);background:#fff}
.mock-bar i{width:10px;height:10px;border-radius:50%;background:#E2E4EC;display:inline-block}
.mock-body{padding:18px}
.mrow{display:flex;align-items:center;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--bord);font-size:14px}
.mrow:last-child{border-bottom:none}
.pill{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;padding:3px 9px;border-radius:2px}
.pill-paye{background:#E4F2EE;color:var(--vert)}
.pill-retard{background:#FBEAE6;color:var(--rouge)}
.pill-venir{background:#F6EEDC;color:var(--ambre)}
.mono{font-variant-numeric:tabular-nums}
.mtitle{font-weight:600;font-size:13px;color:var(--txt)}
.msub{font-size:12px;color:var(--txt2)}
.linebar{height:8px;border-radius:4px;background:var(--gris);overflow:hidden;margin-top:6px}
.linebar>i{display:block;height:100%;background:var(--bleu)}

/* PROOF numbers */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:16px;text-align:center}
.stat .n{font-size:34px;font-weight:600;color:var(--bleu);letter-spacing:-.02em}
.stat .l{font-size:14px;color:var(--txt2)}

/* PRICING */
.prices{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;max-width:760px;margin:0 auto}
.price{background:#fff;border:1px solid var(--bord);border-radius:10px;padding:28px;position:relative}
.price.hot{border:2px solid var(--bleu);box-shadow:0 16px 40px rgba(20,28,79,.12)}
.price .tag{position:absolute;top:-12px;left:24px;background:var(--or);color:var(--txt);font-size:12px;font-weight:600;padding:3px 12px;border-radius:2px}
.price h3{margin:0 0 4px;font-size:18px}
.price .amt{font-size:38px;font-weight:600;letter-spacing:-.02em}
.price .amt small{font-size:15px;color:var(--txt2);font-weight:400}
.price ul{list-style:none;padding:0;margin:16px 0 22px}
.price li{padding:7px 0;font-size:15px;color:var(--txt2);display:flex;gap:9px}
.price li::before{content:"✓";color:var(--vert);font-weight:700}
.price .btn{width:100%;text-align:center}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--bord);border-radius:var(--radius);margin-bottom:10px;overflow:hidden}
.faq summary{padding:16px 18px;font-weight:500;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--txt2);font-size:20px}
.faq details[open] summary::after{content:"–"}
.faq p{margin:0;padding:0 18px 16px;color:var(--txt2);font-size:15px}

/* CTA BAND */
.band{background:var(--bleu);color:#fff;text-align:center}
.band h2{color:#fff}
.band p{opacity:.85;margin:0 auto 24px;max-width:520px}

/* FOOTER */
footer{background:var(--bleu2);color:#fff;padding:36px 0}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;align-items:center}
footer .links{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;opacity:.85}
footer a{text-decoration:none}
footer a:hover{text-decoration:underline}
.copy{opacity:.5;font-size:12px;margin-top:16px}

/* quote-style value blocks (pas de faux temoignage : ce sont des benefices) */
.quote{background:#fff;border:1px solid var(--bord);border-left:3px solid var(--or);border-radius:var(--radius);padding:18px 20px;font-size:17px;color:var(--txt)}
.ph{background:repeating-linear-gradient(45deg,#fff,#fff 10px,#fafaf9 10px,#fafaf9 20px);border:1px dashed var(--bord);border-radius:var(--radius);padding:18px 20px;color:var(--txt2);font-size:14px;text-align:center}

@media(max-width:640px){section{padding:48px 0}.hero{padding:52px 0 46px}}

/* ==== REASSURANCE RENFORCEE ==== */
.guar{background:#fff;border-top:1px solid var(--bord);border-bottom:1px solid var(--bord)}
.guar .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;padding:24px 20px}
.guar .g{display:flex;align-items:flex-start;gap:10px}
.guar .ck{color:var(--vert);font-weight:700;margin-top:1px}
.guar b{display:block;font-size:14px}
.guar .g span{font-size:13px;color:var(--txt2)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.step{text-align:center;padding:10px}
.step .num{width:44px;height:44px;border-radius:50%;background:var(--bleu);color:#fff;font-weight:600;display:flex;align-items:center;justify-content:center;margin:0 auto 12px;font-size:18px}
.step h3{margin:0 0 6px;font-size:16px}
.step p{margin:0;color:var(--txt2);font-size:14px}
.secu{background:var(--bleu2);color:#fff}
.secu .wrap{display:flex;gap:26px;align-items:center;flex-wrap:wrap;padding:44px 20px}
.secu .shield{font-size:44px;color:var(--or);line-height:1}
.secu h3{margin:0 0 8px;font-size:20px}
.secu p{margin:0;opacity:.85;font-size:15px;max-width:640px}
.engage{background:#fff;border:1px solid var(--bord);border-radius:10px;padding:28px;max-width:680px;margin:0 auto;text-align:center}
.engage .av{width:52px;height:52px;border-radius:50%;background:var(--gris);color:var(--bleu);display:flex;align-items:center;justify-content:center;font-weight:600;margin:0 auto 12px;font-size:20px}
.engage p{font-size:17px;color:var(--txt);margin:0 0 10px;line-height:1.6}
.engage .sig{font-size:13px;color:var(--txt2)}
.stickybar{position:fixed;bottom:0;left:0;right:0;z-index:40;background:#fff;border-top:1px solid var(--bord);padding:10px 14px;display:none;box-shadow:0 -6px 20px rgba(20,28,79,.10)}
.stickybar a{display:block;text-align:center}
@media(max-width:640px){.stickybar{display:block}body{padding-bottom:72px}}

/* ==== TEMOIGNAGES (vrais avis uniquement) ==== */
.temoins{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;max-width:820px;margin:0 auto}
.temoin{background:#fff;border:1px solid var(--bord);border-radius:10px;padding:22px}
.temoin .stars{color:var(--or);font-size:15px;letter-spacing:2px;margin-bottom:10px}
.temoin p{margin:0 0 14px;font-size:16px;color:var(--txt);line-height:1.6}
.temoin .who{display:flex;align-items:center;gap:10px}
.temoin .who .av{width:38px;height:38px;border-radius:50%;background:var(--gris);color:var(--bleu);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:15px}
.temoin .who b{display:block;font-size:14px}
.temoin .who span{font-size:13px;color:var(--txt2)}
.note-globale{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:28px}
.note-globale .big{font-size:34px;font-weight:600;color:var(--bleu)}
.note-globale .stars{color:var(--or);font-size:18px;letter-spacing:2px}
.note-globale .l{font-size:14px;color:var(--txt2)}

/* ==== BANDEAU DEFILANT (marquee) ==== */
.marquee{background:#fff;border-bottom:1px solid #EEF0F4;overflow:hidden;white-space:nowrap}
.marquee-track{display:inline-block;padding:12px 0;animation:marq 34s linear infinite;will-change:transform}
.marquee-track span{font-size:13.5px;padding:0 20px;color:#5B6577;font-weight:600}
.marquee-track b{color:#CBD1DD;font-weight:400}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none}}

/* ==== ICONES + CAPTURE AMELIOREE ==== */
.ico i{font-size:20px;line-height:1}
.mock-top{display:flex;align-items:center;gap:8px;padding:11px 14px;background:var(--bleu);color:#fff}
.mock-top img{width:22px;height:22px;border-radius:3px}
.mock-top .app{font-weight:600;font-size:13px;letter-spacing:.05em}
.mock-top .lbl{margin-left:auto;font-size:11px;opacity:.85;background:rgba(255,255,255,.16);padding:2px 9px;border-radius:2px}
.ico svg{width:22px;height:22px}
.secu .shield svg{width:44px;height:44px}

/* ==== BANDEAU GARANTIES colore (peps) ==== */
.guar{background:#F4F6FF;border-top:1px solid var(--bord);border-bottom:1px solid var(--bord)}
.guar .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(232px,1fr));gap:18px;padding:26px 20px}
.guar .g{display:flex;align-items:center;gap:13px}
.guar .gi{width:46px;height:46px;border-radius:13px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.guar .gi svg{width:23px;height:23px}
.guar .g>div b{display:block;font-size:15px;color:var(--txt)}
.guar .g>div span{font-size:13px;color:var(--txt2)}
.gi-1{background:#E1F1EC;color:#0E9E74}
.gi-2{background:#E5E9FF;color:#2E46DC}
.gi-3{background:#EDE8FF;color:#6E56CF}
.gi-4{background:#FDE9E4;color:#E0603F}
.illus{display:flex;justify-content:center;margin-bottom:4px}
.illus svg{width:200px;max-width:70%;height:auto}
.trust{background:#F8FAFC;border-top:1px solid #E7EAF0;border-bottom:1px solid #E7EAF0}
.trust-row{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 34px;padding:18px 20px}
.tb{display:inline-flex;align-items:center;gap:9px;color:#5B6577;font-size:14px;font-weight:600;letter-spacing:.2px}
.tb svg{width:20px;height:20px;color:#8A93A6;flex:none}
@media(max-width:560px){.tb{font-size:12.5px;gap:7px}.trust-row{gap:12px 20px;padding:14px}}
.tb-press{color:#2A3346;font-weight:700}
.tb-press svg{color:#2A3346}

/* ==== BANDEAU FLASHY avec icones ==== */
.marquee{background:linear-gradient(90deg,#0FA36B 0%,#16C47F 50%,#0FA36B 100%);color:#fff;border:none;overflow:hidden;white-space:nowrap}
.marquee-track span{display:inline-flex;align-items:center;gap:8px;color:#fff;font-weight:600;font-size:14px;padding:0 20px}
.marquee-track span svg{width:17px;height:17px;stroke:#fff;opacity:.95;flex:none}
.marquee-track b{display:none}

/* ==== AVIS VERIFIE + VOIR PLUS ==== */
.verif{display:inline-flex;align-items:center;gap:4px;font-size:11.5px;color:var(--vert);font-weight:600}
.verif svg{width:13px;height:13px}
.temoin.more{display:none}
.temoins.open .temoin.more{display:block}
.voirplus-wrap{text-align:center;margin-top:26px}
.voirplus{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--bord);color:var(--bleu);font-weight:600;font-size:15px;padding:11px 22px;border-radius:2px;cursor:pointer;transition:box-shadow .2s}
.voirplus:hover{box-shadow:0 6px 16px rgba(20,28,79,.1)}
.voirplus svg{width:16px;height:16px}

/* ==== BADGE V (valide) sur icone carte ==== */
.ico{position:relative}
.vok{position:absolute;right:-7px;bottom:-7px;width:21px;height:21px;border-radius:50%;background:var(--vert);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 6px rgba(18,121,96,.35)}
.vok svg{width:12px;height:12px}
/* avis verifie en exposant, petit, a cote du nom */
.temoin .who b{display:block;font-size:14px;line-height:1.3}
sup.verif{font-size:9px;line-height:1;vertical-align:super;margin-left:5px;color:var(--vert);font-weight:600;display:inline-flex;align-items:center;gap:2px;letter-spacing:.02em}
sup.verif svg{width:8px;height:8px}
/* KPI tiles dans la capture hero */
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:8px 0 4px}
.kpi{background:var(--gris);border-radius:6px;padding:9px 10px;text-align:left}
.kpi .l{font-size:11px;color:var(--txt2)}
.kpi .v{font-size:14px;font-weight:600;color:var(--txt);font-variant-numeric:tabular-nums;margin-top:2px}
.kpi .v.pos{color:var(--vert)}
.kpi .s{font-size:10.5px;color:var(--txt2);margin-top:1px}
@media(max-width:480px){.kpis{grid-template-columns:1fr 1fr}.kpi:last-child{grid-column:1/-1}}
/* la capture ne doit pas heriter du centrage du hero */
.mock,.mock *{text-align:left}
.mock .mrow>div:last-child{text-align:right}

/* bandeau consentement pixel Meta */
.cookie-lp{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:560px;margin:0 auto;background:#1B1C21;color:#fff;border-radius:10px;padding:14px 16px;box-shadow:0 12px 32px rgba(0,0,0,.25);display:flex;flex-wrap:wrap;gap:10px 16px;align-items:center;justify-content:space-between}
.cookie-lp p{margin:0;font-size:13px;line-height:1.45;flex:1 1 300px;opacity:.95}
.cookie-lp-btns{display:flex;gap:8px}
.cookie-lp button{font:inherit;font-size:13px;font-weight:600;padding:9px 14px;border-radius:4px;cursor:pointer;border:1px solid rgba(255,255,255,.35);background:transparent;color:#fff}
.cookie-lp .cookie-lp-oui{background:var(--or);color:#1B1C21;border-color:var(--or)}
@media(max-width:560px){.cookie-lp{bottom:72px}}

/* ==== BLOG ==== */
.blog-wrap{max-width:780px;margin:0 auto;padding:36px 20px 60px}
.blog-crumb{font-size:12px;text-transform:uppercase;letter-spacing:.14em;color:var(--txt2);margin-bottom:14px}
.blog-crumb a{color:var(--bleu);text-decoration:none}
.blog-article h1,.blog-head h1{font-size:clamp(28px,4.4vw,40px);line-height:1.12;letter-spacing:-.02em;margin:0 0 10px;font-weight:600}
.blog-meta{font-size:13px;color:var(--txt2);margin:0 0 22px}
.blog-intro{font-size:18px;line-height:1.6;color:var(--txt);margin:0 0 26px}
.blog-article h2{font-size:22px;letter-spacing:-.01em;margin:34px 0 10px;font-weight:600;color:var(--bleu)}
.blog-article p{font-size:16.5px;line-height:1.7;margin:0 0 14px}
.blog-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 20px;background:var(--bleu);color:#fff;border-radius:10px;padding:20px 22px;margin:28px 0}
.blog-cta b{display:block;font-size:16px;margin-bottom:4px}
.blog-cta p{margin:0;font-size:14px;opacity:.9;max-width:520px;line-height:1.5}
.blog-cta .btn{white-space:nowrap}
.blog-faq{background:#fff;border:1px solid var(--bord);border-radius:var(--radius);margin-bottom:8px;padding:0 16px}
.blog-faq summary{padding:13px 0;font-weight:500;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.blog-faq summary::-webkit-details-marker{display:none}
.blog-faq summary::after{content:"+";color:var(--txt2)}
.blog-faq[open] summary::after{content:"–"}
.blog-faq p{padding-bottom:14px;margin:0;color:var(--txt2);font-size:15px}
.blog-related{padding-left:18px;margin:0 0 10px}
.blog-related li{margin:6px 0}
.blog-related a{color:var(--bleu)}
.blog-head{margin-bottom:26px}
.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px}
.blog-card{display:block;background:#fff;border:1px solid var(--bord);border-radius:10px;padding:20px;text-decoration:none;color:var(--txt);transition:transform .12s,box-shadow .2s}
.blog-card:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(20,28,79,.1)}
.blog-card h2{font-size:17px;margin:0 0 8px;line-height:1.3;font-weight:600}
.blog-card p{font-size:14px;color:var(--txt2);margin:0 0 12px;line-height:1.5}
.blog-card span{font-size:13px;font-weight:600;color:var(--bleu)}